Kebertahanan Lembaga Perkreditan Desa (LPD) Desa Adat Gelgel Tahun 1987–2024

Dewa Made; Anak Agung Ayu Rai Wahyuni; Putu Dyah Pradnya Paramitha

doi:10.55681/primer.v4i1.473

Authors

Dewa Made Universitas Udayana
Anak Agung Ayu Rai Wahyuni Universitas Udayana
Putu Dyah Pradnya Paramitha Universitas Udayana

DOI:

https://doi.org/10.55681/primer.v4i1.473

Keywords:

kebertahanan, Lembaga Perkreditan Desa, Desa Adat Gelge, , sejarah ekonomi, pengelolaan lembaga

Abstract

Penelitian ini mengkaji kebertahanan Lembaga Perkreditan Desa (LPD) Desa Adat Gelgel pada periode 1987–2024 sebagai lembaga keuangan berbasis adat yang mampu mempertahankan eksistensinya di tengah perubahan sosial, ekonomi, dan kelembagaan di Bali. Penelitian berfokus pada latar belakang pendirian, dinamika pengelolaan, serta implikasi keberadaan LPD terhadap kehidupan sosial ekonomi, sosial keagamaan, dan sosial budaya masyarakat Desa Adat Gelgel. Penelitian bertujuan menjelaskan faktor-faktor yang mendukung keberlanjutan LPD serta menganalisis perannya dalam perkembangan masyarakat desa adat. Metode yang digunakan adalah metode sejarah melalui tahapan heuristik, kritik sumber, interpretasi, dan historiografi dengan memanfaatkan arsip, dokumen, wawancara, dan studi pustaka. Hasil penelitian menunjukkan bahwa kebertahanan LPD dipengaruhi oleh tata kelola kelembagaan yang adaptif, dukungan Desa Adat, kepercayaan masyarakat, serta penerapan nilai-nilai lokal dalam pengelolaannya. Sejak berdiri pada tahun 1987, LPD terus berkembang dalam pelayanan, tata kelola, dan pengawasan hingga mampu mempertahankan stabilitas kelembagaan pada tahun 2024. Keberadaan LPD turut meningkatkan aktivitas ekonomi masyarakat, mendukung pembiayaan kegiatan adat dan keagamaan, serta memperkuat ketahanan sosial budaya masyarakat Desa Adat Gelgel.

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